Statement Savings

Build your balance.

Without breaking a sweat. We made it easy to earn interest. All you have to do is maintain a daily balance of $10 or more in the account each day of the monthly statement cycle. That’s it.

Make your account free.

Choose one of two simple ways to waive the low monthly charge. Either maintain a $200 minimum balance. Or set up a recurring monthly direct deposit.

Your money — at your fingertips.

On the Go Banking¹ gives you anytime account access. Deposit checks in a snap. Save the easy way with automatic transfers. Track your progress with Money Management.

Always have cash on hand.

Access 55,000+ surcharge-free² ATMs across the country with the Allpoint^® network. Find Allpoint ATMs near you with the online locator. Or just look for the Allpoint logo.

• Earn competitive interest when you maintain a minimum balance of $10 or more each day of the monthly statement cycle
• Avoid the $3 monthly maintenance service charge by doing one of the following:
  • Maintain a $200 minimum daily balance during the monthly statement cycle
  • Maintain a monthly recurring direct deposit
• $10 minimum deposit to open

How can I open an account?

Customers can visit one of our convenient locations to open any of our accounts.

Do you offer other types of Savings Accounts?

Yes, we have several different savings account types — so you can choose the one that fits your specific needs. A full list of our savings products can be found on our Savings page.

Where can I view my savings account number?

To view your full savings account number, all you have to do is log in to Online Banking and follow the steps below:

1. Go to “My Accounts”
2. Hover over the desired savings account and click
3. Click on “Account Details” and your account number will appear

How do I transfer funds? 

You can conveniently transfer money between your CSB checking & savings accounts through Online Banking, Mobile Banking or at one of our branches.

When will I begin to earn interest on my savings account?

You will begin to earn interest on the day of your deposit and interest is compounded daily and credited to your account on the last day of the month.

What is the difference between a Savings Account and a Certificate of Deposit?

A savings account lets you access your funds when you want. You can make deposits and withdrawals anytime. CDs however, are term deposits, so funds are locked up for a specific amount of time. Savings accounts are generally a variable rate account and can change, while the yield on a CD is fixed for the term.

Is my balance insured?

Yes, Clinton Savings Bank offers both Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF) to protect your deposits. FDIC covers up to $250,000 in deposits per account owner/ownership category. This means individual accounts and joint accounts at insured institutions can each receive $250,000 of insurance with a common account owner. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).