Cash Management

Deposit checks anytime.

Remote deposit capture¹ lets you deposit checks from your office. Streamline check handling across multiple locations. Encrypted software protects your deposits.

Process card payments.

Increase sales and customer satisfaction with merchant card services. Equip your business to accept payments from major credit and debit card providers.

Get funds fast.

Collect deposits electronically. Accept payments with Automatic Clearing House (ACH). Receive domestic and international wire transfers.

Take care of taxes.

We can facilitate the processing of your business’s federal and state tax obligations by transferring these payments for you. Contact us to learn more.

Pay bills online.

Save time and money on postage. Pay bills easily with online banking and ACH origination. Make one-time payments in a couple of clicks. Or set up automatic payments for recurring bills.

Move money anywhere.

Wire transfers make sure your money gets where it needs to go — whether that’s across town or across the globe. Initiate transfers from your office. Create templates for future use.

Use the company card.

Every CSB business checking account comes with a free Mastercard^® debit card. Need extra purchasing power? We also offer Visa^® rewards credit cards for businesses.

Set your own bank hours.

Business online banking gives you 24/7 account access. Transfer funds, receive alerts, pay bills, view statements, and more. Establish multiple users with unique passwords and privileges. To enroll in Business Online Banking please call 978-365-3700.

Online — on the go.

Our free mobile app offers all the benefits of online banking — whenever you want, wherever you go. Download the app for iPhone^® and Android™ devices.

Simplify account management.

Zero balance accounts (ZBAs) are perfect for companies with multiple divisions, stores, or operating units. Concentrate multiple balances into one, centralized account. Funds are disbursed automatically to cover transactions.

Do more with excess balances.

Investment sweeps keep your money working — without extra effort. Set target balances for daily operations. We’ll sweep excess funds into an interest-bearing account. The principal is transferred back to your checking account the next day. If your balance falls short of expenses, funds are swept back to cover the difference.