Experience more in life. This green savings account will help you reach your goals.
Earn as much as 0.15% APY1 on daily balances of $10 or more every day of the monthly statement cycle.
BENEFITS YOU'LL LOVE
Build your balance.
Without breaking a sweat. All you have to do to earn interest1 is maintain a daily balance of $10 or more every day of the monthly statement cycle. That’s it.
Save time and trees.
Start saving right away with this green account. No need to fill out paperwork or drive to a branch. We made eXPERIENCE Online Savings easy to open and manage remotely. Please remember that while we'd love to see you at one of our branches, this account is designed for online transactions only.
Your money — at your fingertips.
On the Go Banking2 gives you anytime account access. Deposit checks in a snap. Save the easy way with automatic transfers from your other CSB accounts. Track your progress with Money Management.
Always have cash on hand.
Access 55,000+ surcharge-free3 ATMs across the country with the Allpoint® network. Find Allpoint ATMs near you with the online locator. Or just look for the Allpoint logo.
- The eXPERIENCE Online Savings Account can only be opened online, in-person transactions in a branch are not allowed
- Easily manage your account online
- Earn competitive interest when you maintian a balance of $10 or more every day of the monthly statement cycle1
- Avoid the $3 monthly service charge by receiving eStatements
- $100 minimum deposit to open
Can I open an eXPERIENCE savings account in a branch?
No. The eXPERIENCE savings account is designed as an online account and can only be opened online.
Do you offer other types of Savings Accounts?
Yes, we have several different savings account types — so you can choose the one that fits your specific needs. A full list of our savings products can be found on our Savings page.
Where can I view my savings account number?
To view your full savings account number, all you have to do is log in to Online Banking and follow the steps below:
- Go to “My Accounts”
- Hover over the desired savings account and click
- Click on “Account Details” and your account number will appear
How do I transfer funds?
You can conveniently transfer money between your CSB checking & savings accounts through Online Banking, and Mobile Banking.
When will I begin to earn interest on my savings account?
You begin to earn interest the day of your deposit and the interest is compounded daily and credited to your account on the last day of the month.
What is the difference between a Savings Account and a Certificate of Deposit?
A savings account lets you access your funds when you want. You can make deposits and withdrawals anytime. CDs however, are term deposits, so funds are locked up for a specific amount of time. Savings accounts are generally a variable rate account and can change, while the yield on a CD is fixed for the term.
Is my balance insured?
Yes, Clinton Savings Bank offers both Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF) to protect your deposits. FDIC covers up to $250,000 in deposits per account owner/ownership category. This means individual accounts and joint accounts at insured institutions can each receive $250,000 of insurance with a common account owner. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).
1Annual Percentage Yield (APY) of 0.15%. Rate is effective 1/21/2022 and the rate may change on your account any time after the account is opened. Balances calculated using the Daily Balance Method. Interest is compounded daily and credited to your account on the last day of the month. Minimum deposit required to open the eXPERIENCE Online Savings Account is $100.00. A minimum balance of $10.00 in the account must be maintained each day to obtain the disclosed annual percentage yield. A monthly maintenance service charge of $3.00 will be assessed against your account if you do not receive e-statements. Fees may reduce earnings. Offer may be withdrawn at any time. The eXPERIENCE Online Savings Account can only be opened online, in-person transactions in a branch are not allowed.
2Clinton Savings Bank does not charge a fee; however, standard data rates may apply from your wireless provider.
3Look for the Allpoint logo to ensure your transaction will be surcharge-free.