Money Market Account

Take earnings to the next level.

Make the most of your money with our tiered interest Money Market¹ account . The bigger your balance, the better your rate. All you have to do to earn interest is maintain a daily balance of $10 or more every day of the monthly statement cycle. . View interest rate tiers.

Withdrawals when you need them.

Our money market makes it easy to manage expenses with our money managment tools. If you need funds you can write a check, or visit your local CSB branch.

Your money — at your fingertips.

On the Go Banking² gives you anytime account access. Deposit checks in a snap. Save the easy way with automatic transfers from other CSB accounts. Track your progress with Money Management.

Help is around the corner.

We have branches across Central Massachusetts. Whether you need to withdraw funds or have questions on this account or others, you can get face to face help from our Relationship Bankers. Find a CSB branch near you.

• Earn tiered interest — higher balances earn higher rates
• Enjoy flexibility with online access to funds and in-person withdrawals 
• No monthly service charge
• $500 minimum deposit to open

How can I open an account?

Customers can visit one of our convenient locations to open any of our accounts.

How can I deposit money into my account?

Funds can be deposited at any CSB Branch during business hours and at any CSB ATM 24/7 if you have an ATM/Debit Card attached to your account. Check deposits can also be done 24/7 via our Mobile App for iPhone^® and Android™ devices.

How can I withdraw money from my account?

Funds can be withdrawn at any CSB Branch during business hours. If you have an ATM/Debit Card attached to your account, you can also withdraw funds 24/7 at an ATM. Funds can also be transferred between your CSB accounts via Online Banking and Mobile Banking.

Can I transfer funds from one account to another?

Funds can be easily transferred between two CSB accounts through Online Banking or the Mobile App for iPhone and Android. Transfers can also be done at any of our branch locations during business hours.

Do you offer any budgeting tools or other money management tools?

Yes, we offer a suite of Money Management tools within our Online Banking and Mobile App platforms.

Can this account be accessed through Online Banking or a Mobile Banking App?

Yes, all of our checking accounts can be accessed 24/7 via Online Banking or our Mobile App. Download the CSB Mobile App for iPhone and Android.

Can I sign up for estatements?

Yes! Help save paper and receive your statements sooner – once you are registered for Online Banking, you can register your account(s) for estatements.

How can I check my account balance and recent transactions?

You can have 24/7 access to your account history and balance information through Online Banking or our Mobile App. You can also use our Text Banking options.

How can I find an AllPoint^® ATM near me?

You can easily find an in-network ATM by using the Online Locator.

How long will it take for me to receive my debit/ATM card?

If you open your account at a branch location, you can receive your card the same day! If you open online, you’ll receive your card in the mail in approximately two weeks.

What would my PIN number be on my debit/ATM card?

If you are receiving your card by mail, your PIN number will be mailed separately and you will receive the PIN usually before the card arrives. If you are in the branch you can choose the PIN number you would like to use.

Where can I find my routing and account numbers?

The routing number for all accounts at CSB is 211373115. Your account number can be found on your checks and is the set of numbers following the routing number.

Is my balance insured?

Yes, Clinton Savings Bank offers both Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF) to protect your deposits. FDIC covers up to $250,000 in deposits per account owner/ownership category. This means individual accounts and joint accounts at insured institutions can each receive $250,000 of insurance with a common account owner. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).