Business Lines of Credit

Working Capital Line of Credit

Be ready for anything.

Take advantage of trade discounts. Repair essential equipment right away. Hire employees for the holiday rush. Our line of credit can be used for any business expense.

Access funds anytime.

Get what you need — right when you need it. There’s no need to reapply for additional funds. Just make payments on your principal to restore your available credit.

Capital Expenditures Line of Credit

Fund capital expenditures

Pre-approval up to a specific amount designed to meet the needs of your business You'll may be able to negotiate better prices and terms with pre-approved term loan availability. Tell the vendor you’ll write that check tomorrow without having to apply for a bank loan – powerful negotiating tool.

Working Capital Line of Credit

• Competitive rates for one-time or ongoing expenses
• Reuse as needed without reapplying
• As principal is repaid, more becomes available for use
• Only pay interest on the part that's used
• Terms customized to meet your business’ needs
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish

Capital Expenditures Line of Credit

• Competitive rates and terms pre-approved and agreed to
• Terms and conditions matched to your business specific needs
• Capital equipment purchases; software updates, computer systems; can be used for any long term need tailored to your business.
• Non-restoring – each draw reduces availability but custom structure and maximum amount to carry you through a year
• Annually renewable at which time amounts, terms and conditions are reviewed and amended to your planned and anticipated needs.  
• Attentive, knowledgeable service from start to finish