Less Stress Checking

• No Overdraft Fees¹
• No Inactivity Fee
• No New Account Closeout Fee 
• Free Online & Mobile Banking²
• Fee-Free Auto Transfers – From CSB savings to CSB checking to cover check or debit transactions
• Text – set up automatic text notifications if your balance runs low
• Access over 55,000 surcharge-free³ ATMs in the Allpoint Network
• Card Valet - CardValet^® is like having a bank concierge available to assist you every day and night with Fraud Protection and more
• $5 Monthly Maintenance Service Charge
• Officially certified by the national Cities for Financial Empowerment Fund (CFE Fund) as meeting the Bank On National Account Standards (2023 - 2024). The national safe account Standards designate both core and strongly recommended features that ensure low cost, high functionality, and consumer safety. For more information check out our Press Release.

How can I open an account?

You can open an account online or visit one of our convenient branch locations.

How can I deposit money into my account?

Funds can be deposited at any CSB Branch during business hours and at any CSB ATM 24/7 if you have an ATM/Debit Card attached to your account. Check deposits can also be done 24/7 via our Mobile App for iPhone^® and Android™ devices.

How can I withdraw money from my account?

Funds can be withdrawn at any CSB Branch during business hours. If you have an ATM/Debit Card attached to your account, you can also withdraw funds 24/7 at an ATM. Funds can also be transferred out of your CSB account via Online Banking and Mobile Banking.

Can I transfer funds from one account to another?

Funds can be easily transferred between two CSB accounts through Online Banking or the Mobile App for iPhone and Android. Transfers can also be done at any of our branch locations during business hours.

Do you offer any budgeting tools or other money management tools?

Yes, we offer a suite of Money Management tools within our Online Banking and Mobile App platforms.

Can this account be accessed through Online Banking or a Mobile Banking App?

Yes, all of our checking accounts can be accessed 24/7 via Online Banking or our Mobile App. Download the CSB Mobile App for iPhone and Android.

Can I sign up for estatements?

Yes! Help save paper and receive your statements sooner – once you are registered for Online Banking, you can register your account(s) for estatements.

How can I check my account balance and recent transactions?

You can have 24/7 access to your account history and balance information through Online Banking or our Mobile App. You can also use our Text Banking options.

How can I find an AllPoint^® ATM near me?

You can easily find an in-network ATM by using the Online Locator.

How long will it take for me to receive my debit/ATM card?

If you open your account at a branch location, you can receive your card the same day! If you open online, you’ll receive your card in the mail in 7-10 days.

What would my PIN number be on my debit/ATM card?

If you are receiving your card by mail, there will be a phone number included to activate your card and select your PIN. If you are in the branch, you can choose the PIN number you would like to use.

Where can I find my routing and account numbers?

The routing number for all accounts at CSB is 211373115. Your account number can be found on your checks and is the set of numbers following the routing number.

Is my balance insured?

Yes, Clinton Savings Bank offers both Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF) to protect your deposits. FDIC covers up to $250,000 in deposits per account owner/ownership category. This means individual accounts and joint accounts at insured institutions can each receive $250,000 of insurance with a common account owner. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).