Rates :: Personal Services :: Clinton Savings Bank

Deposit Rates

Term Certificates* - Regular & IRA

Effective March 10, 2010

All rates are subject to change without notice.

Term	Minimum Opening Balance	Minimum Balance to Obtain APY	Annual Percentage Yield (APY)	Interest Rate
3 Month (Regular CD only)	$500.00	$10.00	1.05%	1.04%
6 Month	$500.00	$10.00	1.15%	1.14%
12-17 Month	$500.00	$10.00	1.55%	1.54%
18-23 Month	$500.00	$10.00	2.01%	1.99%
24-35 Month	$500.00	$10.00	2.40%	2.37%
36-47 Month	$500.00	$10.00	2.65%	2.62%
48-59 Month	$500.00	$10.00	2.75%	2.71%
60 Month	$500.00	$10.00	3.00%	2.96%

Money Market Rates**

Effective March 10, 2010

All rates are subject to change without notice.

Tier	Minimum Opening Balance	Minimum Balance to Obtain APY	Annual Percentage Yield (APY)	Interest Rate
$10.00-$2,499.99	$2,500.00	$10.00	0.15%	0.15%
$2,500+	$2,500.00	$2,500.00	0.75%	0.75%

Tiered Money Market Rates**(1)

Effective March 10, 2010

All rates are subject to change without notice.

Tier	Minimum Opening Balance	Minimum Balance to Obtain APY	Annual Percentage Yield (APY)	Interest Rate
$10.00-$2,499.99	$10.00	$10.00	0.15%	0.15%
$2,500-$9,999.99	$2,500	$2,500	0.50%	0.50%
$10,000-$24,999.99	$10,000	$10,000	0.50%	0.50%
$25,000-$49,999.99	$25,000	$25,000	0.75%	0.75%
$50,000-$99,999.99	$50,000	$50,000	0.75%	0.75%
$100,000+	$100,000	$100,000	0.75%	0.75%

Checking & Savings Rates**

Effective March 10, 2010

All rates are subject to change without notice.

Product	Minimum Opening Balance	Minimum Balance to Obtain APY	Annual Percentage Yield (APY)	Interest Rate
Passbook & Statement Savings	$10.00	$10.00	0.35%	0.35%
Save 4 Club Account	$10.00	$10.00	0.35%	0.35%
IRA Statement Savings	$10.00	$10.00	0.35%	0.35%
Dividend Checking	$100.00	$10.00	0.15%	0.15%
Preferred Checking
$10.00-$24,999.99	$100.00	$10.00	0.80%	0.80%
$25,000-$49,999.99	$25,000	$25,000	1.01%	1.00%
Over $50,000	$50,000	$50,000	1.20%	1.19%
Total Access Checking***
Qualified $.01-$49,999.99***	$10.00	$.01	2.76%	2.72%
Qualified $50,000 and over***	$50,000	$50,000	0.35%	0.35%
Not Qualified	$10.00	$.01	0.15%	0.15%

*All rates are subject to change without notice. Early withdrawal penalties will be imposed. The Annual Percentage Yield assumes principal and interest would remain on deposit for at least one year. A withdrawal will reduce earnings. Fees could reduce earnings on these accounts. Fixed Rate Certificate of Deposit rates are guaranteed for the length of the term.

**Variable rate product; rates are subject to change at any time after opening. Fees could reduce earnings on these accounts

***The 2.76% Annual Percentage Yield (APY) is paid on balances*** between $0.00 and $49,999.99, and 0.35% APY paid on all amounts $50,000 and above each qualification cycle the minimum requirements (10 MasterMoney Debit Card Purchases, one Direct Deposit or ACH auto debit, receive account statements electronically, log on to CSB Internet Banking) are met. Debit card purchases must post to your account during the qualification cycle ending one banking day prior to the last day of the month. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.15% APY however, it will not receive a refund of ATM fees charged by others during that time period. We may change the interest rate and APY at any time. Current rate effective 9/9/09. No minimum balance required to maintain the account. Minimum deposit of $10 required to open the account. Available to Personal Accounts only. No monthly service charge. **Unlimited ATM fee refunds if requirements are met. ***Balances calculated using the Daily Balance method and interest compounded monthly.

(1) Tier Money Market Account requires a relationship with checking account and minimum deposit of $2,500.00.

All CSB interest-bearing checking accounts pay interest based on your daily collected balance, compounded daily and paid monthly.

For more information, please refer to our current Schedule of Fees and Truth-In-Savings Disclosure.

Don't forget - we offer incredibly competitive loan rates to meet your needs as well.

Demo | Register Now!

ALSO IN THIS SECTION

Home | About Us | Careers | Español | Português