Personal Banking - Deposit Rates
All personal banking rates are subject to change without notice.
| Term | Minimum Opening Balance | Minimum Balance to Obtain APY | Annual Percentage Yield (APY) | Interest Rate |
| 3 - 5 Month (Regular CD only) | $500.00 | $10.00 | 0.50% | 0.50% |
| 6 - 11 Month | $500.00 | $10.00 | 0.60% | 0.60% |
| 12-17 Month | $500.00 | $10.00 | 1.01% | 1.00% |
| 18-23 Month | $500.00 | $10.00 | 1.30% | 1.29% |
| 24-35 Month | $500.00 | $10.00 | 1.55% | 1.54% |
| 36-47 Month | $500.00 | $10.00 | 2.15% | 2.13% |
| 48-59 Month | $500.00 | $10.00 | 2.50% | 2.47% |
| 60 Month | $500.00 | $10.00 | 3.00% | 2.96% |
Effective September 1, 2010
All personal banking rates are subject to change without notice.
| Tier | Minimum Opening Balance | Minimum Balance to Obtain APY | Annual Percentage Yield (APY) | Interest Rate |
| $10.00-$2,499.99 | $2,500.00 | $10.00 | 0.15% | 0.15% |
| $2,500+ | $2,500.00 | $2,500.00 | 0.55 | 0.55% |
Effective September 1, 2010
All personal banking rates are subject to change without notice.
| Tier | Minimum Opening Balance | Minimum Balance to Obtain APY | Annual Percentage Yield (APY) | Interest Rate |
| $10.00-$2,499.99 | $10.00 | $10.00 | 0.15% | 0.15% |
| $2,500-$9,999.99 | $2,500 | $2,500 | 0.20% | 0.20% |
| $10,000-$24,999.99 | $10,000 | $10,000 | 0.25% | 0.25% |
| $25,000-$49,999.99 | $25,000 | $25,000 | 0.50% | 0.50% |
| $50,000-$99,999.99 | $50,000 | $50,000 | 0.50% | 0.50% |
| $100,000+ | $100,000 | $100,000 | 0.55% | 0.55% |
Effective September 1, 2010
All personal banking rates are subject to change without notice.
| Product | Minimum Opening Balance | Minimum Balance to Obtain APY | Annual Percentage Yield (APY) | Interest Rate |
| Passbook & Statement Savings | $10.00 | $10.00 | 0.35% | 0.35% |
| Save 4 Club Account | $10.00 | $10.00 | 0.35% | 0.35% |
| IRA Statement Savings | $10.00 | $10.00 | 0.35% | 0.35% |
| Dividend Checking | $100.00 | $10.00 | 0.15% | 0.15% |
| Preferred Checking | ||||
| $10.00-$24,999.99 | $100.00 | $10.00 | 0.40% | 0.40% |
| $25,000-$49,999.99 | $25,000 | $25,000 | 0.60% | 0.60% |
| Over $50,000 | $50,000 | $50,000 | 0.76% | 0.76% |
| Total Access Checking*** | ||||
| Qualified $.01-$24,999.99*** | $10.00 | $.01 | 2.51% | 2.48% |
| Qualified $25,000 and over*** | $10.00 | $25,000 | .51% | .51% |
| Not Qualified | $10.00 | $.01 | 0.15% | 0.15% |
