ATM, Debit & Credit Cards

Overdraft Protection Options
For ATM and Debit Card Customers

Federal Reserve rules took effect on July 1, 2010 providing Debit and ATM card users more options for selecting the right overdraft coverage (also known as Bounce Protection) for their account. Overdraft protection is applied to a checking account 30 days after opening and covers your transactions, for a fee, in the event that funds are not available at that time. The legislation requires checking account holders to choose or "opt in" to continue to have this protection for all ATM and everyday Debit Card transactions.  

As always, we invite you to call or visit your nearest branch or call us at 888-744-4272 during normal business hours and we'll be happy to answer any questions you may have.  

If you would like more information regarding overdraft protection and all of CSB's options, see our brochure.  


ATM & Debit Card Services

Enjoy the convenience of 24 hour access to your accounts at any ATM displaying the Cirrus,  NYCE, TX, or Exchange  logo with your CSB ATM card. You can also use your ATM card to buy gas, groceries, and more - without writing a check - with free point-of-sale transactions. Avoid ATM surcharges by using ATMs displaying the green and yellow SUM^sm logo*.

To enjoy a whole new level of banking and shopping convenience, the Clinton Savings Bank debit card offers the features and conveniences of our ATM card, plus the added buying power of MasterCard.

An Easier Way To Shop

• Pay for purchases anywhere you see the MasterCard symbol - over 30,000,000 locations around the world. Department stores, restaurants, supermarket, hotels and more.
• Safer than carrying cash. Easier than writing checks. And unlike credit cards, there are no monthly bills or finance charges.
• It is a money saver too! You will save money on check reorders and transaction fees.

Lost or Stolen Cards:

Notify us immediately if you card has been lost or stolen. To report a lost or stolen ATM or Debit Card call 888-744-4272(4CSB) ext. 3452 during business hours, or 800-472-3272 after business hours.

Mastercard Secure Code

Add extra security to your debit card.      

Sum Program

Clinton Savings Bank is a member of the SUM^sm Program, giving our checking account customers SURCHARGE FREE ATM access at over 1800 ATMs throughout the area! Look for ATMs bearing the SUM^sm logo and you won't pay a surcharge. For a complete list of participating Bank ATM locations, visit the SUM^sm web site at www.sum-atm.com.

* Some banks may impose a surcharge for use of their ATM.