Rates are low, home prices are down and the Government EXTENDED and EXPANDED its exciting tax credit for homebuyers. At Clinton Savings Bank, in Clinton Massachusetts, our home mortgage experts Jeff Perkins and John Ryan are ready to help you turn your dream of homeownership into a reality.
We offer a variety of home mortgages to fit your unique situation, including:
We invite you to find out more information by contacting one of our mortgage experts, Jeff Perkins or John Ryan. Or, if you have a minute, apply (or prequalify) right now!
Mortgages for First Time Homebuyers
According to IRS.gov, "Under the new law, an eligible taxpayer must buy, or enter into a binding contract to buy, a principal residence on or before April 30, 2010 and close on the home by June 30, 2010. For qualifying purchases in 2010, taxpayers have the option of claiming the credit on either their 2009 or 2010 return." We invite you to discuss your Massachusetts mortgage options and opportunities with our local Mortgage Specialists who will take the time to understand your goals and work fast with area businesses to make the process as easy as possible.
Visit our online experience center for a general overview of how the homebuyer tax credit works.
JUMBO Mortgages...end with a Dream Home!
Buying or refinancing a home means putting all the pieces together. At Clinton Savings Bank, we have the Jumbo Mortgage that fits your dreams. If you’re looking to borrow more than $417,000 and want a fixed rate under 6% APR*, come see us now (offer ends 3/16/2010) - we can put together a great Jumbo Mortgage for you. And because we’re local, we work with local appraisers, attorneys and brokers to make sure we give you an informed decision right away.
For more information or to get started, call our mortgage specialists Jeff Perkins and John Ryan today at 888-744-4272(4CSB).
*Annual Percentage Rate (APR). Rates as of January 26, 2010 and are subject to change without notice. Available on owner occupied single family residence only. Monthly payments are based on the initial rate of 5.875 APR for 360 months with a minimum credit score of 700. Payment per $1,000 borrowed with 20% down payment is $5.92. Payment does not include taxes and insurance, so monthly payment will be greater. Other rates and terms available. Consult your tax advisor regarding deductibles of interest and charges. Loan(s) are subject to credit approval.
While CSB has never been in the business of sub-prime mortgages, we realize many of you are affected by those businesses that were. We strongly encourage you to take action as early as possible and speak with a home mortgage lender personally.
Contact our resident Mortgage Rescue Team, John Ryan or Jeff Perkins, today to discuss how to:
For even more information on your home mortgage options in Massachusetts to discuss with Jeff and John, check out Save our Neighborhoods @ www.ci.worcester.ma.us or the MA Housing Partnerships SoftSecond Loan Program @ www.mhp.net or www.chapa.org.
