With rates are at an all time low and affordable home prices, the dream of home ownership has never been so obtainable! At Clinton Savings Bank, in Clinton Massachusetts, our home mortgage experts Jeff Perkins and John Ryan are ready to help you turn your dream of homeownership into a reality.
We offer a variety of home mortgages to fit your unique situation, including:
We invite you to find out more information by contacting one of our mortgage experts, Jeff Perkins or John Ryan. Or, if you have a minute, apply (or pre-qualify) right now!
Pay off your mortgage before you retire - and relax! With rates as low as 4.48% APR** and no closing costs, you could be mortgage free a lot sooner than you thought. 
** Annual Percentage Rate (APR). Rate as of July 12, 2010 and subject to change without notice. Includes a 0.50% discount with electronic loan payments from a Clinton Savings Bank checking account. A 12-year term with an interest rate of 4.48% is repayable in 144 monthly installments of $8.99 per each $1,000 borrowed. Your payment does not include taxes and insurance. Your payment may be greater if the loan is secured by a first lien. Other rates and terms available. Available on owner occupied single family residence only. Maximum Loan to Value of 80%. All fees paid by bank, except for a non-refundable $350 application fee and early termination fee if paid in full within three years. Title insurance required. Loan(s) subject to credit approval. Please note the actual interest rate and fees available to you will be based on your credit history and loan to value ratio and may be different than the rate displayed here.
Mortgages for First Time Homebuyers
Ask us about the new low- and no-downpayment loans with no mortgage insurance requirement that are now available through the MassHousing Affordable Advantage loan program.
JUMBO Mortgages...end with a Dream Home!
Buying or refinancing a home means putting all the pieces together. At Clinton Savings Bank, we have the Jumbo Mortgage that fits your dreams. If you’re looking to borrow more than $417,000 and want a fixed rate as low as 5.25% APR*, come see us now - we can put together a great Jumbo Mortgage for you. And because we’re local, we work with local appraisers, attorneys and brokers to make sure we give you an informed decision right away.
For more information or to get started, call our mortgage specialists Jeff Perkins and John Ryan today at 888-744-4272(4CSB) or simply apply now!
*Annual Percentage Rate (APR). Rates as of May 27, 2010 and are subject to change without notice. Available on owner occupied single family residence only. Monthly payments are based on the initial rate of 5.25% APR for 360 months with a minimum credit score of 720. Payment per $1,000 borrowed with 20% down payment is $5.52. Payment does not include taxes and insurance so, payment will be greater. Other rates and terms available. Consult your tax advisor regarding deductibles of interest and charges. Loan(s) subject to credit approval. Please note the actual interest rate and fees available to you will be based on your credit history and loan to value ratio and may be different than the rate displayed here.
While CSB has never been in the business of sub-prime mortgages, we realize many of you are affected by those businesses that were. We strongly encourage you to take action as early as possible and speak with a home mortgage lender personally.
Contact our resident Mortgage Rescue Team, John Ryan or Jeff Perkins, today to discuss how to:
For even more information on your home mortgage options in Massachusetts to discuss with Jeff and John, check out Save our Neighborhoods @ www.ci.worcester.ma.us or the MA Housing Partnerships SoftSecond Loan Program @ www.mhp.net or www.chapa.org.
Sign up to receive CSB rate updates via email!
