A term loan helps your business grow by helping finance capital improvements and equipment purchases or to refinance existing debt. Repayment schedules are designed to work for you.
Have piece of mind knowing that when you need funds, they are waiting for you. Use your line of credit to fund short-term needs such as accounts receivable collections, inventory, seasonality and other day-to-day business activities.
If you are purchasing or refinancing real estate, CSB can offer long-term competitive terms and rates.
When constructing an office building, retail center or housing development, we have a loan that fits the project's needs. From ground breaking to occupancy, CSB will be by your side. Construction funds are distributed as work is completed.
CSB has proudly been financing farms for more than 150 years. We entertain logan requests for both commercial facilities and family farms - whether you are just starting up or carrying on the family tradition.
Tax Exempt Bonds
CSB provides Tax-Exempt Financing / Bonds, for manufacturing facilities and Non-Profit organizations, which are qualified under the federal tax code. We participate with Mass Development, a quasi-public agency, to provide financial tools to stimulate economic growth in Massachusetts.
CSB is an authorized Small Business Administration (SBA) lender. If your loan doesn't qualify for conventional bank financing, you may be eligible for financing through one of the SBA programs. Loans are available for real estate acquisition, renovation or expansion, equipment and inventory purchases, the refinance of existing debt and working capital purposes.
MassCap
CSB is a participating bank with The Business Development Company and the Capital Access Program, which is designed to help small businesses throughout Massachusetts. Loan guarantees may be provided to expand businesses, provide working capital, equipment purchases, and real estate acquisition.
Guarantee payment to one of your creditors or suppliers with a standby letter of credit. CSB can provide pre-approved credit, which your creditors can bank on.
Contact a member of our commercial lending team to find out your options.
